do you have to have a tt for close up work because I don't but I can shell out the money
No...unless you want to do tricks that use a TT.
You can get a TT for about the same amount of money you'd spend on a deck of cards, so if you're worried about shelling out that kind of money, you'll probably be doing a lot of close-up magic involving things like rocks and lint..."Multiplying Dust Bunnies" maybe?.
FYI, last year I was at one of those "dollar store" places. I picked up a few "slum magic" sets...the kind that usually include a "Snapper" and/or a "Ball & Vase." They cost $1.50 each... and one of them came with a pretty decent TT. So at 3 tricks per set, that means I paid 50 cents for that TT.
Of course, if you are seriously destitute, you can make a TT out of some light cardboard and a couple of band-aids.
Also... as to the issue of need, I've been doing magic for 35 years and used a TT in performance for the first time last year. Now that I think about it, it wasn't even a close-up performance; it was stage work. So...it really comes down to what you actually want to perform.