As a member of IBM or SAM, istn't there some built-in insurance? I think with SAM it's $50,000.
If you don't know the answer to that, you are obviously not a memeber of either group. If you are not a member of one, or better yet both, groups, why not??
IBM and /or SAM memebership is essential to be a real magician.
I am a member of SAM. So why don't you tell me if I'm wrong? So I guess everything is not so obvious.
Just because I don't use the insurance offered by SAM and therefore don't know how much it is, doesn't mean I'm not a member of one of the magic organizations. Come on Peter. Though I'm sure you're a member, how many Assembly or Ring meetings do you make it to? Yeah, me too.